Solutions
SOLUTIONS
↗LockboxDigitise receivables, automate capture and accelerate reconciliation.→⌁AP AutomationAutomate invoice capture, approvals and accounts payable workflows.→◇Spend ManagementControl purchasing, budgets and business spend from one platform.→
How It WorksIndustries
INDUSTRIES
◈InsuranceModern finance automation for complex insurance operations.→▦Property ManagementControl spend and payments across properties, teams and suppliers.→⌁UtilitiesDigitise high-volume finance processes with stronger control.→＋HealthcareImprove visibility, compliance and finance efficiency at scale.→▤GovernmentSecure, auditable automation for public-sector finance teams.→◎NonProfitMaximise funding impact with tighter control over every pound.→
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Utility Platform

Power Your Utility Finances from Bill Remittance to Contractor Payouts

From Lockbox utility bill processing and Accounts Payable to Spend Management and B2B Payments, Bank-Up unifies financial operations for power, water, gas, and energy providers.

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Bank-up utility finance automation workflow
Tailored Solutions

Four Core Pillars for Utility Companies

Streamline both high-volume customer remittances and vendor/grid disbursements with our unified financial platform.

Lockbox Bill Processing

High-speed remittance scanning, optical character recognition for payment stubs, and daily PO Box retrieval for utility bill collections.

Utility Accounts Payable (AP)

Automate grid infrastructure invoices, equipment bills, and municipal supplier payments with automated 3-way matching and ERP integration.

Field Spend Management

Powerful requisition management, pre-order approvals and budgeting for emergency repairs, utility line crews, and facility supervisors.

Contractor & Refund Payments

Fast B2B ACH disbursements for subcontractor settlements, customer overpayment refunds, and emergency service providers.

Utility Operations

How Our Utility Workflow Works

A unified digital loop connecting customer billing, grid maintenance, and contractor payouts.

1

Collect & Scan

Customer utility remittances mailed to secure PO Boxes are retrieved and processed daily with high-speed OCR stub extraction.

2

Approve & Control

Automated AP routes infrastructure invoices for approval, while smart spend controls govern field repair expenses for line crews.

3

Disburse & Reconcile

Subcontractor invoices and customer overpayment refunds are paid out instantly, automatically syncing with your utility ERP.

Modernize Infrastructure

Ready to Modernize Your Utility Financial Tech Stack?

Empower your finance team with automated Lockbox, AP, Spend Management, and B2B Payments built specifically for utility providers.

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